TWIN BRIDGE CAPITAL
Delivering more access to smarter, faster capital for real estate investors and business owners
Direct commercial lending and private credit solutions.
Who We Serve
- Real estate investors acquiring, renovating, building, refinancing or repositioning assets
- Business owners seeking growth, stability or real estate ownership
- Owner-operators navigating expansion, recapitalization or transition
Capital decisions require judgment, not templates.
Twin Bridge Capital structures solutions based on execution realities, asset dynamics and partner objectives—aligning capital to where a business or investment is today and where it needs to go next.
Our Capital Solutions
Our capital solutions are designed to support real estate investors and business owners across the full life cycle of ownership, growth and transition.
Real Estate Investment Lending
Multiple lending solutions for residential investment properties and commercial assets across acquisition, renovations, construction, refinance and transitional scenarios.
Private Credit & Structured Capital
Flexible private credit solutions designed to solve complex situations where traditional lending and competitors fall short.
Business & Owner Operator Lending
Multiple financing solutions for operating businesses with clear, transparent terms, including SBA programs delivered through experienced lending partners.
How We Execute
Judgement-driven execution. Institutional discipline. Real-world outcomes.
Capital execution requires experience, judgment, and disciplined process—not automation alone.
Twin Bridge Capital bridges institutional capital and Main Street opportunity by applying capital markets expertise, direct lending relationships, and hands-on structuring—especially in situations that require flexibility, speed, and thoughtful execution.
Our role is to bring clarity early, structure responsibly, and execute with conviction—so capital supports real businesses and real assets through every stage of ownership and transition.
Our Execution Framework
Execution Reliability
Capital structured with clear expectations, decisive timelines, and dependable follow-through. Every transaction is managed to support real-world execution—not theoretical models—so borrowers know what to expect and when.
Capital Flexibility
Solutions designed around how businesses and assets actually operate. We adapt capital structures to fit transitional, growth, and non-standard situations without forcing deals into rigid boxes.
Structured Judgment
Experienced judgment applied within a disciplined framework. Each decision reflects capital markets expertise, direct lending experience, and a practical understanding of risk beyond automated underwriting.
Aligned Capital Partners
Access to lending and investment partners aligned with deal objectives, risk profiles, and execution timelines. Relationships are curated to support outcomes—not maximize volume.
Lifecycle Support
Capital that evolves as ownership, strategy, and circumstances change. From acquisition through growth, recapitalization, or transition, we structure with the full lifecycle in mind.
Lending Programs
30 Year DSCR
DSCR loans can be a great financing option for self-employed investors and those looking to grow their portfolios rapidly. The loan is underwritten based on the rental income the property generates. The property’s income must cover monthly debt service payments. No need to provide W-2s or personal income documentation.
Learn MoreFlexTerm Loan
Customize loans to meet the individual needs of each investor. Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan, asset based lending with no balloon payment. Higher LTV's, up to 90% TLTV
Learn MoreFast50 Loan
A low LTV loan with easy credit requirements. Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification. 50% LTV
Learn MorePortfolio Plus Loan
Our rental portfolio loans allow you to access long-term financing at a fixed rate. You can use our loans to unlock your existing equity, consolidate other debt or purchase new rental properties. Our loan products are flexible to meet the needs of different rental property investors.
Learn MoreForeign Investor Loan
The perfect option for foreign real estate investors. Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.
Learn MoreShort Term Rentals
Our short term rental loans allow you to access financing for your portfolio at a fixed rate. You can use our loans to unlock your existing equity, consolidate other debt or purchase new rental properties. Our loan products are flexible to meet the needs of different rental property investors.
Learn MoreARV Pro
A short-term solution for improving property value and maximizing rental appeal. Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.
Learn More2-Year No Ratio Bridge
A short-term interest-only loan program. Designed for investors seeking short-term financing with no prepay penalties.
Learn MoreCredit Line
Our credit lines are pre-approved, providing flexible funds to investors looking to acquire, refinance, renovate or aggregate properties. They enable investors to gain the financing edge they need with rapid appraisals and funding certainty.
Learn More
3200 Concord Pike
Wilmington, DE 19803
P 302-583-2915
info@gotbcap.com
CRE Capital Market Insights
Outside our direct lending platform, we work with lenders globally for an assortment of debt and equity ventures. See below for examples of different capital partners.
This is a segment of Big Bank that focuses on non-recourse permanent financing for stabilized properties - typically small balance.
Read MoreAll industrial types including traditional warehouses, small-bay, IOS, manufacturing, etc.
Read MoreFloating and fixed insurance capital, mortgage REIT for light transitional deals pricing in the low 200s, and other more opportunistic closed-end funds.
Read More
